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The more incidents which result in the owner making a claim on his insurers, the higher his deductible is likely to be when the insurance is renewed. This applies to the P&I deductible as well as the hull and machinery policydeductible. The less careful the master is when berthing, for example, the higher the deductible may be at next renewal of cover. (For questions on Hull and Machinery and P&I deductibles see Section G. )

Passenger ships of any gross tonnage and cargo ships of 300 GT or more must carry a person or persons qualified for distress and safety radio communication purposes. On Area A1 ships the person qualified must hold at least a GMDSS Restricted Operator Certificate (ROC). On Area A2, Area A3 and Area A4 ships the person qualified must hold at least a GMDSS General Operator's Certificate (GOC).

To ensure that statutory requirements, in particular those for construction, subdivision and stability, machinery and electrical installations, loading, stability, fire protection, maximum number of passengers, life saving appliances and the carriage of dangerous goods, radiocommunications and navigation are fulfilled. The full scope is listed in Annex III of MGN 171.

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