Remember that the evidence relating to the incident is likely to be found on board the ship and that this evidence will be needed by the Club to defend claims which are received from injured persons, the owners of damaged cargo or property, or from a terminal operator.
P&I Clubs do not directly insure the cargo for loss or damage but they do insure shipowners or managers for their liability to cargo owners for loss or damage arising while the cargo is in the custody of the ship. Many cargo claims are prevented by good maintenance, careful handling, stowage and transportation.
In the event of an incident or allegation which gives, or may give, rise to a P&I problem there are certain actions which you should always take and certain actions which you should never take. These actions are listed on this page. The checklists which follow are designed to help you to remember what to do and who to call.